We’re part of Jack Ross Chartered Accountants (est. 1948), ICAEW-regulated, and Xero Gold Partners based in Manchester. Whether you need a bookkeeper for a few hours a month or full outsourced bookkeeping, we work through Xero to keep everything in one place.
What does a Xero bookkeeping service include?
Our bookkeeping service covers everything you need to keep your books accurate and HMRC-compliant:
- Bank reconciliation – We reconcile your bank feeds in Xero daily or weekly, matching transactions to invoices and bills so nothing gets missed.
- Invoice processing – Sales invoices raised, purchase invoices entered, credit notes applied. All coded to the right accounts in your Xero chart of accounts.
- Expense tracking – Receipt capture through Dext (which connects to your Xero account), expense claims processed, petty cash recorded.
- Month-end close – Accruals, prepayments, and journal entries posted so your management reports reflect the real position.
- VAT preparation – We code transactions with the correct VAT rate and prepare your return. If you’re MTD-compliant through Xero, filing is one click.
- Payroll posting – If you run payroll through Xero or a separate provider, we post the payroll journals so your accounts include staff costs, PAYE, and pension contributions.
Does Xero offer bookkeeping services?
Xero is accounting software, not an accounting firm. It doesn’t provide bookkeeping services directly. What Xero does is give you (and your bookkeeper or accountant) a cloud-based platform to manage your books in real-time. Xero handles the software side – bank feeds, invoice templates, reporting, VAT calculations. You still need someone to do the actual bookkeeping work.
That’s where we come in. As Xero-certified accountants, we use Xero’s online accounting tools to manage your books remotely. You don’t need to be in the same city – everything happens inside your Xero account, and you can see exactly what we’ve done at any time.
How Xero bookkeeping works
Xero connects to your bank account via a direct feed. Transactions appear in Xero automatically, usually within 24 hours. Your bookkeeper then matches each transaction to the correct account – revenue, cost of sales, overheads, drawings, loan repayments.
For invoicing, you can create and send invoices directly from Xero or use Xero’s accounting software to pull in data from apps like Stripe, Shopify, or GoCardless. Recurring invoices save time for regular clients. Xero tracks what’s been paid and what’s overdue, and you can set up automatic payment reminders.
Xero’s real-time dashboard shows your cash flow, profit and loss, and outstanding invoices at a glance. Your accountant sees the same data you do – no waiting for quarterly reports or year-end surprises.
Does HMRC recognise Xero?
Yes. Xero is on HMRC’s list of recognised software for Making Tax Digital (MTD). If you’re VAT-registered, you’re required to use MTD-compliant software – and Xero qualifies. It handles the digital link between your accounting records and your VAT return, which means no manual retyping of figures.
Xero UK also supports Self Assessment and corporation tax workflows through Xero Tax (available to Xero partner accountants). So your bookkeeping data flows directly into your tax returns.
How much is Xero for bookkeepers?
Xero’s UK pricing starts at 15/month for the Starter plan (limited to 20 invoices and 5 bills). Most businesses that need bookkeeping support use the Growing plan at 30/month (unlimited invoices, bills, and bank reconciliation) or Premium at 47/month (adds multi-currency).
Our bookkeeping service fee is separate from the Xero software cost. We charge from 150/month depending on transaction volume, how many bank accounts you have, and whether you need weekly or monthly bookkeeping. We quote a fixed monthly fee upfront so there are no surprises.
Which is cheaper, Sage or Xero?
Sage Business Cloud starts from 12/month (Accounting Start) vs Xero’s 15/month (Starter). But the comparison isn’t straightforward. Sage’s lower plans lack features like bank feeds and multi-currency that Xero includes in its mid-tier plans. For a small business that needs proper bookkeeping, Xero’s Growing plan (30/month) and Sage Accounting (22/month) are the real comparison – and most accountants and bookkeepers prefer working in Xero because the interface is faster and the app integrations are stronger.
We’re Xero specialists, but if you’re currently on Sage and want to switch, we handle the data conversion. See our data conversion service.
Why outsource your bookkeeping?
Most small business owners either do their own bookkeeping badly (missed transactions, wrong codes, quarterly panic before VAT) or don’t do it at all until year-end. Both cost you money – in accountant fees to fix the mess, in missed VAT claims, and in decisions made without knowing your real numbers.
Outsourcing to a Xero bookkeeper means your books are done properly, on time, every month. You can see your cash flow position in real-time. And when it comes to year-end, your accountant doesn’t need to spend hours cleaning up – which means lower accounting fees.
Get started
Call us on 0161 832 4451 or book a free consultation. We’ll review your current Xero setup (or help you move from spreadsheets, Sage, or QuickBooks) and give you a fixed monthly quote for ongoing Xero bookkeeping. Growing your business is hard enough without worrying about whether your books are right.
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