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Umar Memon

At JacRox, Umar brings over 30 years of expertise, pioneering Xero-driven solutions for businesses.

Introduction to Umar: A Blend of Traditional Accounting and Xero Innovation

Umar’s journey in the accounting world spans over two decades, during which time he has carved out a niche for himself by combining traditional accounting with the innovations of Xero Accounting. He works with businesses ranging from budding start-ups to global trading giants, ensuring they harness the full power of Xero.

Educational Background and Early Career

After graduating from Leeds University, Umar’s training at BDO Binder Hamlyn laid the foundations for his illustrious career, qualifying as a Chartered Accountant. His time at Coopers & Lybrand (now PwC) as an IT auditor further enriched his understanding of the integration of technology and finance, a knowledge he used when delving deeper into Xero accounting.

Pioneering Xero-Powered Solutions

Umar’s foray into the commercial sector saw him gain invaluable experience as an internal auditor for Akzo Nobel. It was during this time that he saw the future of accounting as digital, which led him to explore the extensive functionality of Xero. By integrating his part-time accountancy practice with Jack Ross, Chartered Accountants in 1999, Umar was already a pioneer of Xero-powered solutions.

Leadership and Achievements at Jack Ross

His promotion to audit partner in 2002, and subsequent appointment as managing partner in 2004, demonstrated his unrivaled expertise in traditional accounting and in optimizing Xero for different business needs.

Leading Technological Advances with Xero

Umar has always been at the forefront of technological advances at Jack Ross. He has played a key role in migrating the firm’s clients to Xero, ensuring that they benefit from the real-time financial data, automated processes, and strategic insight that Xero provides. His commitment to Xero isn’t just about using the tool; it’s about maximizing its potential for business growth and financial clarity.

Mentorship and Digital Transformation

Beyond his professional commitments, Umar has invested time in developing future leaders through the Jack Ross Leadership Academy, emphasizing the importance of digital tools like Xero in modern accounting. His vision and drive have positioned Jack Ross as a leader in the digital transformation of the accounting industry.

Personal Interests and Family Life

Away from the world of numbers and Xero dashboards, Umar finds peace in photography and cherishes moments with his young family. His hobbies enrich his professional life by adding creativity and a human touch to his approach to accounting.

Conclusion: Umar’s Legacy in Xero Accounting

Umar’s legacy in the accounting field is marked by his pioneering use of Xero and his vision of integrating technology with traditional practices. His leadership, innovation, and dedication to client success have made him an influential figure at Jack Ross and in the broader accounting community. His story stands as an inspiring testament to the power of innovation and the endless possibilities that Xero offers in the modern accounting landscape.

We were instantly impressed with their approach to accountancy

Mark Moppet | Managing Director

JacRox is transformational, saving us hours a week in mundane tasks, making life easier.

Duncan Ogilvie | Managing Director

On every occasion we’ve sent an enquiry they’ve been straight back to us with an answer

Paul Mulderrig | Managing Director

Providing an
outstanding Xero client

Xero businesses we’ve helped to achieve great things

Sofia Carlini

The Jack Ross Team has been an absolute delight. Professional, nice and fast during the Audit procedure. Thank you Jack Ross Team.

Katrien Vanassche

Very good service from the Jack Ross Team. They gave us good advice and completed a very efficient audit. They have a friendly and competent team. I would surely recommend them.

Dan Gazzard

Brilliant service from the Jack Ross team in setting up several companies in very quick time, along with providing associated accountancy advice. Can recommend wholeheartedly as a leading accountancy practice with a can-do attitude.

Daniel Connolly

First class service for many years from a first class team. Highly recommended. Prompt, commercially aware, personable.

Marc Hourigan

Been using Jack Ross for a number of years. Good clear advice and nice people to do business with.

aj shelton

Jack Ross is based in Manchester and provides tax planning and Xero accounts. They are a long-standing and well-regarded firm with an excellent reputation. They provide their clients with exceptional service and a wealth of advice. I have no hesitation in using their professional services.

Karen Openshaw

Jack Ross has been my accountants since I set up my business in 2016. From the outset I was helped with advice, support and encouragement. I cannot commend them highly enough. Always on hand to answer any question and responsive to any changes in the economy which might concern their clients. I don’t have to worry about the financial side of my business as all of that is taken care of and dealt with by Umar and the brilliant team. If you are looking for a top class accountancy firm which maintains the personal touch they are for you!

syra bano

I would recommend this account, knowledgable and helpful


I can confidently recommend Jack Ross Accountants. They are continually improving their service, greatly benefiting our company as well as me personally. The team at Jack Ross have helped suggest and set up innovative accounting software, adding training and support. This alone has been a massive step towards having more control and understanding of our company finances.

Cliff Lansley

We have enjoyed a solid and constructive relationship with JackRoss and Can highly recommend them for accountancy services.

Harry Lansley

We have been working with Jack Ross for over two years and the service has been fantastic. They have a great and knowledgable team who have taken good care of us and our accounts.

Moray Newberry

Meeting to review annual accounts and discuss future plans. Very productive as they definitely talk my language - on reflection probably the best such meeting in recent years. Many thanks Umar and Jamie

Paul Medcalfe

Jack Ross has serviced my Personal Tax requirements for the last 5 years. During some complicated challenges their advice was excellent and the customer service second to none and left me with no doubt all was in hand.


Following a recommendation, I have used Jack Ross for all my accounting needs (including payroll) since the inception of my business over 12 years ago. The relationship has been completely hassle free and I greatly value their service, which goes well beyond preparation of accounts. Their tax planning advice has been really helpful and I have always felt that they have ‘got my back’. Can’t recommend them enough.

oliver kirk

We have finally found the Accountancy firm that we have been looking for! We switched over to Jack Ross towards the end of last year and from the very first contact to the recent submission of our end of year accounts the service provided has been fantastic and has easily exceeded our expectations. Thank you!

Paul Clark

Excellent service; very helpful people and work done much quicker than I expected.


I have used Jack Ross as my accountants for a number of years. Their service is professional and accurate. They deal with queries promptly and I can always get hold of the person I need to speak to. Their digital product has made a big difference to the efficiency of my business. I would not hesitate to recommend them.

Rob Cowan

Jack Ross have been my family and business accountants and financial advisors for over 50 years. The delivery of services is second to none and i would recommend them to anyone. We have also built up great friendships over the years, above and beyond that of a normal business relationship which i value greatly.

Fee Munshi

We have been looked after by jack Ross for a number of years. They have given us fantastic tax advise and helped our company grow from strength to strength. A & f

Jonathan Foxcroft

Excellent advice and an understandable explanation of a very complex area of tax and corporate law which other (so called) advisors managed to totally confuse me. Thank you.

Holly Jones

I have had a relationship with Jack Ross for several years and continue to be impressed by the proactive support and diligent advice received across the breadth of the firm. Excellent at signposting.

Felix Mulderrig

Jack Ross have acted for our law company for over 5 years and have been professional, prompt, and knowledgable in all aspects of our dealing with them.

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