If you’re looking for qualified Xero accountants who actually pick up the phone, you’re in the right place.
Book a free consultation and we’ll show you how Xero works for your business.
What Do Xero Accountants Do?
A Xero accountant is a qualified accountant or bookkeeper who uses Xero accounting software to manage your books, file your taxes, and give you real-time insight into your business finances. Unlike traditional accountants who work from spreadsheets and desktop software, a Xero-certified practice uses a cloud-based system that both you and your accountant can access at any time.
That means no more waiting until year-end to find out where you stand. Your bank feeds update automatically, invoices sync in real time, and your accountant can spot problems before they become expensive.
Here’s what our team handles for clients across the UK:
- Bookkeeping – daily transaction recording, bank reconciliation, and keeping your accounts up-to-date (see our Xero bookkeeping service)
- VAT returns – quarterly filing direct to HMRC through Xero’s Making Tax Digital integration (read our VAT returns guide)
- Payroll – running monthly payslips, RTI submissions, pension auto-enrolment
- Tax planning – corporation tax, self-assessment, dividend strategies to keep more of what you earn
- Financial reports – profit and loss, balance sheet, cash flow forecasts so you can make better decisions
- Bank reconciliation – matching bank transactions to your Xero records (our reconciliation guide)
- Annual accounts – statutory accounts filed with Companies House and HMRC
The difference? Everything happens in Xero’s online accounting software, so you get a live view of your numbers instead of stale reports from 6 months ago. If you want to find accountants and bookkeepers who actually use Xero as their primary accounting technology, that’s what we do every single day.
Why Choose JacRox – Certified Xero Partner and Accountancy Firm
There are thousands of accounting firms offering Xero services. So why pick us? Three reasons.
75+ years as chartered accountants
JacRox is the cloud accounting division of Jack Ross Chartered Accountants, established in 1948. We’re ICAEW and ACCA registered, which means your accounts are handled by a regulated accounting firm – not a bookkeeping startup that launched last year. Our team holds certified Xero partner status, and our accountants are qualified Xero advisors who’ve passed Xero’s professional certification programme.
Fixed monthly fees – no surprises
We don’t charge by the hour. Every client gets a fixed monthly price based on the size and complexity of their business. That covers your bookkeeping, VAT, payroll, and year-end accounts. You’ll know exactly what you’re paying before you sign up. Our pricing plans start from just a few hundred pounds per month for sole traders and go up for larger limited companies with more complex needs.
A named accountant who knows your business
You won’t be passed around a call centre. Every client gets a dedicated accountant who learns your business, answers your questions, and actually cares about helping you grow. We collaborate directly with you through Xero, so communication is fast and nothing gets lost.
Get in touch today for a no-obligation chat about how we can help.
How Xero Accounting Software Works for Small Businesses
Xero is a leading cloud-based platform – and a leading software provider for small businesses – used by over 4.2 million subscribers worldwide. It connects directly to your bank accounts through automatic bank feeds, pulling in bank transactions daily so your books stay current without manual data entry.
Here’s what Xero provides for small businesses:
- Automatic bank feeds – your bank transactions import straight into Xero every day
- Invoice creation – send professional invoices from your phone or laptop and track when they’re opened and paid
- Expense tracking – snap receipts with the Xero app and they’re matched to transactions automatically
- Payroll integration – run payroll, generate payslips, and submit RTI to HMRC directly from Xero
- Multi-currency support – ideal if you trade internationally
- Real-time reporting – dashboards, profit and loss, cash flow statements updated live
- Over 1,000 app integrations – connect Xero to Stripe, GoCardless, Dext, Shopify and hundreds more
Because Xero is cloud-based, you and your accountant or bookkeeper can both access the same data at the same time. No posting USB sticks or emailing spreadsheets back and forth. It’s a proper modern way to manage your finances, and it’s why cloud accounting software has replaced desktop tools for most UK businesses.
New to Xero? Don’t worry. We provide full Xero training so you’ll feel confident when you use Xero from day one. We’re listed in the Xero advisor directory as a Gold Partner, so you know we’ve been vetted. And if you’re currently on spreadsheets, Sage, or QuickBooks, we handle the entire migration for you. See why businesses are switching from Excel to Xero.
Who We Help – Small Business Owners and Freelancers Across the UK
We provide accounting services to businesses and individuals across the UK. Our clients range from brand-new startups to established companies turning over several million pounds a year. Here’s who we work with most:
- Freelancers and sole traders – self-assessment returns, expense tracking, keeping you compliant with HMRC deadlines
- Limited companies – corporation tax, annual accounts, confirmation statements, dividend planning
- Startups – company formation, Xero setup, SEIS/EIS guidance, first-year compliance to keep you compliant from the start
- Small businesses with 1-50 employees – payroll, VAT, management accounts, solutions for small businesses that need to scale
- E-commerce businesses – Shopify and Amazon integration, multi-currency, stock tracking
- Property landlords – rental income tracking, mortgage interest calculations, CGT planning
We help businesses at every stage. Whether you’ve just registered with Companies House or you’re growing your business and need more strategic advice, our team is here for you. As an accounting practice, our goal is to support our clients with real guidance – not just number crunching.
Our Xero Accountant and Bookkeeper Services
We don’t just do the numbers. Our accounting services cover the full range of what a growing UK business actually needs:
Bookkeeping and compliance
Monthly bookkeeping, bank reconciliation, VAT returns filed through Making Tax Digital, and quarterly management accounts. We ensure compliance and keep you compliant so you can focus on running your business. Learn more about our bookkeeping service.
Tax and annual accounts
Corporation tax returns, self-assessment for directors, annual accounts filed with Companies House, and confirmation statements. We also handle CIS returns for construction businesses and R&D tax credit claims where applicable.
Payroll
Full payroll management including RTI submissions, pension auto-enrolment, P60s, and P11Ds. Runs through Xero Payroll so everything stays in one place.
Advisory and analytics
Cash flow forecasting, budgeting, business planning, and tax-efficient structures. Our team don’t just look backwards – we help you plan ahead. Xero’s analytics tools give us real-time data to support better decisions about growing your business. We also use Xero to simplify workflow across your whole accounting process.
Xero migration and setup
Moving from Sage, QuickBooks, FreeAgent, or even a shoebox of receipts? We migrate your historical data into Xero, connect your bank accounts, set up your chart of accounts, and ensure compliance from day one. Business owners tell us the migration usually takes less than a week for straightforward setups.
Meet Our Xero Advisor Team
When you work with JacRox, you’re working with real people. Here are the team members who’ll be looking after your accounts:
- Umar Memon – Managing Partner. Leads the firm’s cloud accounting strategy and oversees client relationships across the practice.
- Peter Black – Senior Partner. Brings decades of experience in tax planning and business advisory to the team.
- Talha Raja – Senior Manager. Handles complex accounts, corporation tax, and year-end reporting for our larger clients.
- Adam Backler – Senior Manager. Specialises in VAT, payroll, and bookkeeping services for small businesses and startups.
- Faisal Mustafa – Senior Manager. Focuses on business information systems, Xero software setup, and client onboarding.
Every person on this list is a qualified Xero advisor with hands-on certification. You can read more about the team here.
Frequently Asked Questions About Xero Accountants
Do I still need an accountant if I use Xero?
Yes. Xero is a powerful tool, but it’s still just a tool – not a replacement for professional advice. You still need a qualified accountant to review your numbers, file your tax returns correctly, and make sure you’re not paying more tax than you need to. Xero simplifies the bookkeeping side, but the strategic thinking – tax planning, compliance with HMRC rules, annual accounts preparation – that’s where a good accountant earns their fee. Most business owners who try to do everything themselves end up spending more time on admin and missing deductions they didn’t know about.
Does HMRC recognise Xero?
Yes. Xero is HMRC-recognised software for Making Tax Digital (MTD) for VAT and MTD for Income Tax Self Assessment. You can submit your VAT returns directly to HMRC from inside Xero without needing any bridging software. Xero UK is on HMRC’s official list of compatible software providers, so you can be confident your submissions are accepted.
Does Xero have an accountant version?
Yes. Xero offers a dedicated partner programme for accountants and bookkeepers called Xero HQ. It lets accounting firms like JacRox manage multiple client accounts from a single dashboard, collaborate on shared data, and access practice management software tools. As a certified Xero Gold Partner, we get access to premium features and priority support that benefit our clients directly.
Is Xero for accountants free?
For end users – no. Xero charges a monthly subscription depending on which plan you choose (Starter, Standard, or Premium). But through the Xero partner programme, accounting firms like ours get free software licences, which means we can offer Xero access as part of our service packages. Some of our clients get their Xero subscription included in their monthly accounting fee.
How much do Xero accountants charge?
It varies depending on the size and complexity of your business. A sole trader with simple accounts might pay around 100-200 per month. A limited company with employees, VAT, and management accounts could be looking at 300-600 per month. We offer transparent, fixed pricing plans so you always know what to expect. Contact us for a free quote.
Why Use Xero for Your Business
We’ve tried every platform out there. Sage, QuickBooks, FreeAgent, Kashflow – you name it. But Xero is the one we recommend to every client, and here’s why. It’s the most intuitive cloud accounting platform on the market. The bank feed reconciliation is faster than anything else we’ve tested. The invoicing is clean and professional. And the app ecosystem means you can connect Xero to practically any other tool your business uses.
For business owners who want real-time insight into their numbers, Xero delivers. You can check your cash flow on your phone at 10pm if you want to (we won’t judge). And because we’re certified Xero partners in the Xero advisor directory, we can support your Xero account with priority access to Xero’s technical team when needed.
Get Started with JacRox
Ready to work with accountants who actually care about your business? Here’s how it works:
- Book a free call – tell us about your business and what you need help with
- We’ll prepare a fixed-fee quote – no hidden charges, no hourly billing
- We get you set up on Xero – migration, bank connections, chart of accounts, the lot
- Ongoing support – your named accountant handles everything from monthly bookkeeping to year-end accounts
JacRox is the cloud accounting arm of Jack Ross Chartered Accountants, a certified Xero partner serving businesses and individuals across the UK from our Manchester office. We’re here to help businesses of all sizes get their accounting right – without the jargon, without the big fees, and without the hassle. Xero is the leading platform for your business, and we’re the accountancy firm that knows it best.
Book your free consultation today or call us on 0161 832 4451.
