Alex Hartley


Does Your Small Business Need to Hire An Accountant? Choose The Right Accountant With Xero Accounting Software

An accountant using a calculator
Why Choose A Xero Accountant?

Introduction: Navigating the Accounting Maze

Welcome to JacRox, a brand division of Jack Ross Chartered Accountants in Manchester. We are dedicated to offering expert Xero services to a wide variety of clients, from sole traders to large corporations. If you are in need of state-of-the-art cloud accounting software, use the contact form on the right and one of our JacRox team will be in touch to discuss next steps.

Running a small business comes with its share of challenges, and managing finances is often at the top. Like most business owners, you may be pondering the need for professional advisors. Should you hire an accountant or a bookkeeper? When is the right time to hire one? This guide aims to help you make that critical business decision.

Why Consider Xero for Your Accounting Needs?

Xero is a leading cloud-based accounting software prevalent in the UK, designed to make small business accounting efficient and straightforward. Whether you are a sole trader or running limited companies, Xero UK can cater to your specific business requirements.

The Dilemma: Accountant or Bookkeeper?

Many small businesses often wonder if they need an accountant or a bookkeeper. While bookkeepers handle tasks like data entry and invoice management, an accountant can add value by providing strategic advice on growing small businesses.

When you should hire an accountant | Small Business Guides | Xero

The Jack Ross Team has been an absolute delight. Professional, nice and fast during the Audit procedure. Thank you Jack Ross Team.

Very good service from the Jack Ross Team. They gave us good advice and completed a very efficient audit. They have a friendly and competent team. I would surely recommend them.

Brilliant service from the Jack Ross team in setting up several companies in very quick time, along with providing associated accountancy advice. Can recommend wholeheartedly as a leading accountancy practice with a can-do attitude.

Dan Gazzard 25/02/2022

First class service for many years from a first class team. Highly recommended. Prompt, commercially aware, personable.

Been using Jack Ross for a number of years. Good clear advice and nice people to do business with.

Jack Ross is based in Manchester and provides tax planning and Xero accounts. They are a long-standing and well-regarded firm with an excellent reputation. They provide their clients with exceptional service and a wealth of advice. I have no hesitation in using their professional services.

aj shelton 22/12/2021

Jack Ross has been my accountants since I set up my business in 2016. From the outset I was helped with advice, support and encouragement. I cannot commend them highly enough. Always on hand to answer any question and responsive to any changes in the economy which might concern their clients. I don’t have to worry about the financial side of my business as all of that is taken care of and dealt with by Umar and the brilliant team. If you are looking for a top class accountancy firm which maintains the personal touch they are for you!

I would recommend this account, knowledgable and helpful

syra bano 16/11/2019

I can confidently recommend Jack Ross Accountants. They are continually improving their service, greatly benefiting our company as well as me personally. The team at Jack Ross have helped suggest and set up innovative accounting software, adding training and support. This alone has been a massive step towards having more control and understanding of our company finances.

J 13/08/2018

We have enjoyed a solid and constructive relationship with JackRoss and Can highly recommend them for accountancy services.

We have been working with Jack Ross for over two years and the service has been fantastic. They have a great and knowledgable team who have taken good care of us and our accounts.

Meeting to review annual accounts and discuss future plans. Very productive as they definitely talk my language - on reflection probably the best such meeting in recent years. Many thanks Umar and Jamie

Jack Ross has serviced my Personal Tax requirements for the last 5 years. During some complicated challenges their advice was excellent and the customer service second to none and left me with no doubt all was in hand.

Following a recommendation, I have used Jack Ross for all my accounting needs (including payroll) since the inception of my business over 12 years ago. The relationship has been completely hassle free and I greatly value their service, which goes well beyond preparation of accounts. Their tax planning advice has been really helpful and I have always felt that they have ‘got my back’. Can’t recommend them enough.

We have finally found the Accountancy firm that we have been looking for! We switched over to Jack Ross towards the end of last year and from the very first contact to the recent submission of our end of year accounts the service provided has been fantastic and has easily exceeded our expectations. Thank you!

oliver kirk 22/03/2018

Excellent service; very helpful people and work done much quicker than I expected.

Paul Clark 29/09/2017

I have used Jack Ross as my accountants for a number of years. Their service is professional and accurate. They deal with queries promptly and I can always get hold of the person I need to speak to. Their digital product has made a big difference to the efficiency of my business. I would not hesitate to recommend them.

Benjamin 22/02/2017

Jack Ross have been my family and business accountants and financial advisors for over 50 years. The delivery of services is second to none and i would recommend them to anyone. We have also built up great friendships over the years, above and beyond that of a normal business relationship which i value greatly.

Rob Cowan 22/02/2017

We have been looked after by jack Ross for a number of years. They have given us fantastic tax advise and helped our company grow from strength to strength. A & f

Fee Munshi 16/02/2017

Excellent advice and an understandable explanation of a very complex area of tax and corporate law which other (so called) advisors managed to totally confuse me. Thank you.

I have had a relationship with Jack Ross for several years and continue to be impressed by the proactive support and diligent advice received across the breadth of the firm. Excellent at signposting.

Holly Jones 14/02/2017

Jack Ross have acted for our law company for over 5 years and have been professional, prompt, and knowledgable in all aspects of our dealing with them.

Key Considerations: When is the Right Time to Hire an Accountant?

Business Plan to Company Formation

Right from the start, an accountant can help you formulate a robust business plan, decide on the legal structure, and assist with the financials of setting up your new business.

Cash Flow and Financial Information

An accountant can help you understand your cash flow, manage invoices and ensure that money comes into the business as expected.

Tax Return and HMRC

One of the most crucial times to hire an accountant is during the tax season. They can save you time and money by ensuring accurate tax returns, thus avoiding penalties and fines.

Business Loan or Overdraft

Suppose you are considering a business loan or overdraft. In that case, an accountant can often provide invaluable advice and prepare the necessary financial statements.

Selling Your Business

When it is time to sell your business, an accountant can make life easier by preparing your business’s details for a potential sale.

Benefits of Hiring a Xero Accountant

Saving You Money

A good Xero accountant can help identify cost-saving opportunities and tax benefits, ultimately saving you money.

Adding Value to Your Business

Beyond mere number-crunching, an accountant can add value to your business by giving you advice that helps you make sound business decisions.


Choosing the right accountant who uses Xero can save you time by automating many accounting processes letting you focus on running your business.

Level of Expertise

The benefits of hiring a well-versed accountant in Xero include a high level of expertise in the software and current financial regulations.

Getting the Most Out of Xero and Your Accountant

What Tasks Can a Xero Accountant Handle That I Cannot?

While Xero is designed to simplify tasks like invoicing and bookkeeping, a skilled accountant can handle more complex issues such as tax planning, business consulting, and financial analysis. An accountant can often do what the software cannot: provide personalised, expert advice tailored to your business needs.

Can I Switch to a Xero Accountant Mid-Year?

Yes, you can switch to a Xero accountant at any time. However, transitioning might be smoother at the end of a financial quarter or year, as this aligns better with tax deadlines and financial reporting.

How Can a Xero Accountant Help with Payroll?

If your business has employees, payroll can become complex. A Xero accountant can integrate payroll into the system, ensuring that all employee payments and tax withholdings are accurate and timely.

How Secure is My Data with Xero and an Accountant?

Xero employs robust security measures to protect your financial data. When hiring an accountant, ensure they follow stringent security protocols to keep your business information safe.

How to Choose the Right Accountant for Your Small Business: Why JacRox?

  • Qualifications: JacRox is a division of Jack Ross Chartered Accountants and a Xero Gold Partner.
  • Recommendations: Our excellent client feedback reflects our dedicated, bespoke services
  • Compatibility: JacRox understands your business needs and can offer tailored services.

Conclusion: Xero and Your Accounting Needs

With the click of a button, Xero software enables you to manage your business data quickly and easily. However, hiring a Xero accountant can add even more value as your business grows by offering a level of expertise that software alone cannot provide. Use the contact form below, and one of our JacRox Xero specialists will be in touch. 

Alex Hartley
A smiling woman sitting at a table with a laptop.
Call back form

Speak to a Xero Expert Today!

Take advantage of harnessing the full potential of Xero for your business. Whether you're a start-up, a thriving SME, or a larger enterprise, our Xero-certified accountants are ready to guide you through every step. Please fill out the form below, and let's begin your financial transformation.

Request a Call Back Now to get access to Xero experts 

Accountants and bookkeepers using Xero can provide services such as setting up bank feeds, creating budgets and reports, and reconciling accounts automatically with bank statements/transactions from multiple sources like banks or credit cards. They are also able to customise invoices for quick payments by customers as well as track inventory accurately.

Before hiring an accountant who uses the software, ensure you clearly understand what type of professional accounting advice you need. You must have all necessary financial documents ready before beginning work with the new accountant.

If your small business has grown beyond a certain point in terms of sales or number of employees, it may be beneficial for you to hire an experienced accountant who is familiar with using cloud-based accounting software like Xero so that they can manage financial information more efficiently.

We were instantly impressed with their approach to accountancy

Mark Moppet | Managing Director

JacRox is transformational, saving us hours a week in mundane tasks, making life easier.

Duncan Ogilvie | Managing Director

On every occasion we’ve sent an enquiry they’ve been straight back to us with an answer

Paul Mulderrig | Managing Director

Providing an
outstanding client

Xero businesses we’ve helped achieve great things

Call back form

Speak to a Xero Expert Today!

Take advantage of harnessing the full potential of Xero for your business. Whether you're a start-up, a thriving SME, or a larger enterprise, our Xero-certified accountants are ready to guide you through every step. Please fill out the form below, and let's begin your financial transformation.

Request a Call Back Now to get access to Xero experts 

Get a Personal Consultation


Jack Ross Chartered Accountants, Barnfield House, The Approach, Manchester, M3 7BX

Open Hours

Monday-Friday 8:30 am - 5 pm

Related Articles